At Rodeo Lending, we fund ambitious real estate projects that others might see as too complex. Our Truckee ground-up construction loan allowed a repeat borrower to build a 5,100 sq. ft. luxury home with speed, precision, and confidence in the funding process.
The Challenge
The borrower aimed to construct a luxury home with 5 bedrooms, 5.5 bathrooms, and a 3-car garage on over half an acre in Truckee. Traditional lenders struggled with timelines, fund control, and high-value assets. The borrower needed a lender who could manage disbursements accurately, streamline underwriting, and close on time.
Our Solution
Rodeo Lending structured a $4.88M Truckee ground-up construction loan that addressed every challenge:
- Technology-driven fund control ensured precise disbursement of construction funds
- Streamlined underwriting expedited approval
- Hands-off support allowed the borrower to focus entirely on building
By focusing on the project’s cash flow and potential value, rather than solely on borrower credit, we were able to deliver a solution that traditional lenders could not.



The Outcome
Construction is now underway, and the borrower anticipates a profitable exit once the property is complete. The home will be a standout in Truckee’s luxury market, demonstrating how Rodeo Lending provides investor-focused construction financing for high-value projects.
Why Truckee?
Truckee’s mountain-area luxury real estate market attracts high-income buyers seeking quality, custom-built homes. Investors can achieve strong appreciation and cash flow potential by partnering with a lender experienced in ground-up construction loans.
Why Investors Choose Rodeo Lending
- Expertise with high-value construction projects
- Investor-centered, flexible financing solutions
- Fast, reliable closings for complex deals
Partner with Rodeo Lending for DSCR Loans
Whether you’re building luxury homes or managing multi-property developments, Rodeo Lending provides the funding and expertise to bring your vision to life.



