Waterfront SFR loan successfully closed. A $446,000 waterfront SFR loan in Johns Island, South Carolina, delivering a fast, strategic financing solution tailored to a time-sensitive acquisition and renovation plan.
This transaction highlights our ability to execute efficiently on deals that require speed, flexibility, and precise coordination, especially when navigating the strict timelines of a 1031 exchange.




Property Overview
The subject property is a 5-bedroom waterfront single-family residence in Johns Island, offering strong upside potential through renovation and repositioning. Key features include:
- An expansive front porch with waterfront views
- A spacious open-concept layout
- An oversized yard with significant value-add potential
- A prime coastal location in a high-demand market
With the right improvements, the property is well-positioned for increased value and long-term returns.
Details of Waterfront SFR Loan
- Loan Amount: $446,000
- Loan Type: Investment Property Renovation Loan
- Location: Johns Island, SC
- Property Type: Waterfront Single-Family Residence (SFR)
- Leverage: 70% of After Repair Value (ARV)
- Structure: Interest Reserve Included
- Transaction Type: 1031 Exchange
This Johns Island SC waterfront SFR loan was structured to give the borrower both the capital and flexibility needed to execute their renovation strategy successfully.
Structured for Speed and Execution
We moved quickly to secure this opportunity. Rodeo Lending:
- Coordinated directly with the 1031 exchange provider
- Structured the loan with an interest reserve to preserve liquidity
- Delivered a streamlined process with no delays or friction
Despite the time-sensitive nature of the transaction, our team maintained clear communication and efficient execution from start to finish.
No delays. No friction. Just clean execution.
Seamless 1031 Exchange Financing
Executing within a 1031 exchange deadline requires precision and experience. Our team worked in lockstep with all parties involved to ensure compliance with exchange requirements while keeping the deal moving forward.
This approach allowed the borrower to secure the replacement property, preserve tax advantages, and stay focused on their investment strategy.
Why Waterfront Investment in Johns Island, SC?
Johns Island continues to attract investors seeking coastal real estate opportunities with long-term upside. Waterfront properties, in particular, offer:
- Strong resale and rental demand
- Premium positioning in the local market
- Significant value-add potential through renovation
Strategic financing plays a key role in unlocking that potential.
Financing That Works for Your Deal
At Rodeo Lending, we specialize in investment property loans, fix-and-flip financing, and 1031 exchange transactions designed for real-world scenarios; not rigid guidelines.
If your deal doesn’t fit the traditional box, we structure solutions that keep your investment moving forward.
Let’s Talk About Your Next Deal
If you’re working against a deadline or navigating a 1031 exchange, Rodeo Lending delivers the speed, structure, and certainty you need to close with confidence. Contact us today to get your next loan funded.


