Oceanfront residential loan is successfully closed on a $8.1 million private money loan secured by a premier oceanfront luxury residence in Carpinteria, CA. Located in one of Santa Barbara County’s most prestigious and tightly held beach enclaves, this exquisitely renovated home represents the pinnacle of high-end coastal real estate investment.
This coveted coastal stretch is renowned for its privacy, exclusivity, and long-standing celebrity appeal. Homeowners in the surrounding neighborhood have included Ellen DeGeneres, Kevin Costner, Ashton Kutcher & Mila Kunis, and the Kardashian family—solidifying its reputation as one of California’s most iconic luxury waterfront corridors.
Designed and meticulously finished by our borrower, the property offers an elegant blend of modern craftsmanship, open-concept living, and unobstructed ocean views. Every detail—inside and out—captures the essence of refined beachside living, creating a serene environment where residents can enjoy the calming rhythm of the Pacific from sunrise to sunset.
Deal Highlights on Oceanfront Residential Loan for $8.1M
- Quick Close & Flexible Structure
- 12-Month Term
- No Prepayment Penalty
Speed, Certainty, and Flexibility Under Tight Timelines
In this transaction, timing was critical. The borrower needed a quick, reliable funding solution that offered both speed and flexibility. Rodeo Lending delivered—structuring, underwriting, and funding the loan efficiently to meet a tight closing deadline. Our ability to execute rapidly while maintaining exceptional service continues to distinguish us as a trusted partner for high-end residential bridge loans and private real estate financing nationwide.
Why Carpinteria?
Carpinteria is one of California’s most exclusive coastal communities, known for its pristine beaches, privacy, and oceanfront luxury homes. Nestled between Santa Barbara and Montecito, it attracts high-net-worth homeowners and celebrities seeking tranquility and prestige. With strong property values, limited housing supply, and unmatched coastal living, Carpinteria offers both lifestyle appeal and smart investment opportunities.
Your Trusted Nationwide Private Lender
Rodeo Lending continues to provide fast, flexible financing for:
- Luxury residential real estate
- Investment properties & second homes
- Fix-and-flip projects
- Commercial properties
- Ground-up construction
- Bridge loans and short-term private money solutions
Whether the project involves a multimillion-dollar coastal estate or a value-add opportunity in a competitive market, our experienced lending team helps clients close with confidence, even under aggressive timelines.
