Luxury Spec Home Completion in La Jolla for $7.5M
luxury spec home rendering in lajolla

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November 25, 2025

A Showpiece in the Making

Rodeo Lending delivered on this luxury spec home in one of La Jolla’s most desirable enclaves, this 7,476 sq ft residence is being transformed from the studs up into a breathtaking modern estate. Designed to capture sweeping ocean and hillside views, the home will feature five spacious bedrooms, five spa-inspired baths, two elegant powder rooms, and a lower-level retreat.

Floor-to-ceiling glass walls will open seamlessly to outdoor terraces, blurring the line between indoor and coastal living. A gourmet kitchen, luxurious primary suite, custom wine storage, and carefully curated finishes will complete a residence that defines Southern California luxury.

When the original home had been stripped to its walls, the borrowers turned to Rodeo Lending for additional capital to keep the project on track. Our construction completion financing provided the liquidity needed to continue building without interruption—maximizing both timeline efficiency and end value. Upon completion, this property will stand among La Jolla’s premier luxury listings.

Why This Borrower Chose Rodeo Lending

Rodeo Lending brings deep expertise in complex residential builds, such as this luxury spec home, funding both ground-up and mid-project construction with the speed and creativity high-end developments demand. Our flexible loan structures include generous loan-to-cost ratios, customized interest reserves, and draw schedules tailored to each borrower’s timeline.

As a direct lender with in-house fund control, we provide the certainty and responsiveness developers need to execute confidently through completion and sale. More importantly, we approach every transaction as a partnership offering guidance, oversight, and reliable support so our clients can focus on delivering exceptional homes.

Partner with Rodeo Lending for a Luxury Spec Home

Looking to finance your next luxury build or completion project?
Partner with Rodeo Lending where experience, creativity, and execution meet.

👉 Contact us today to explore how our private lending solutions can bring your vision to life.
www.RodeoLending.com | Loans@RodeoLending.com

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