DSCR Loan for U.S. Investors Abroad

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August 22, 2025

At Rodeo Lending, we thrive on solving complex financing challenges for real estate investors. Our latest funded project—a $550,000 DSCR loan in Snohomish, WA—shows how strategic lending can turn obstacles into opportunities.

The Unique Challenge

Our borrowers were U.S. citizens living overseas, which meant they needed to sign their loan documents at a U.S. Embassy in Korea. Many lenders considered this a dealbreaker, but Rodeo Lending embraces challenges. Coordinating across a 16-hour time difference, we made the process seamless from start to finish.

Our DSCR Loan Solution

We structured a 30-Year DSCR Rate/Term Refinance for this newly completed single-family home. With this loan, our clients secured:

  • A competitive 30-year fixed rate for long-term financial stability
  • A streamlined international closing through the U.S. Embassy in Korea
  • Reliable cash flow from their brand-new investment property

This loan demonstrates that even the most complex logistics don’t have to slow down a smart investment strategy.

The Outcome

With funding complete, our clients can celebrate in two countries. They now have peace of mind knowing their Snohomish property is generating steady rental income, while enjoying the flexibility and security of a fixed-rate DSCR loan.

Why Snohomish, WA?

Snohomish is a growing investment market with strong rental demand and attractive single-family home options. Its proximity to Seattle makes it ideal for investors seeking long-term appreciation and stable cash flow.

A DSCR loan allowed our clients to qualify based on the property’s projected income rather than personal income, simplifying the process for U.S. citizens living abroad and making their investment strategy a reality.

Why Investors Choose Rodeo Lending

  • Expertise in Complex Deals: International closings, embassy signings, and unique borrower situations
  • Investor-Focused Programs: DSCR loans, refinances, and flexible financing solutions
  • Seamless Process: Concierge-level service from application to funding

At Rodeo Lending, we go beyond financing—we provide solutions that enhance lives and transform properties.

Next Steps for Investors

Whether you’re refinancing locally or internationally, Rodeo Lending can help you unlock cash flow and build long-term wealth.

Contact Us to Get Started

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