At Rodeo Lending, we help investors secure financing that not only works today but supports long-term growth. Our latest funded project—a $280,000 DSCR loan for a Crofton townhome—demonstrates how strategic lending can give investors confidence, flexibility, and financial freedom.
The Borrower’s Goals
Our clients came to us with a clear mission: avoid a long 5-year prepay, secure a rate under 7%, and close the refinance without stress. In a market where every percentage point counts, these goals can be challenging to achieve—but that’s exactly where Rodeo Lending excels.
Our DSCR Loan Solution
We structured a 30-Year DSCR Rate/Term Refinance tailored to their investment property. With this loan, we delivered:
- A sub-7% rate, keeping monthly payments predictable and cash flow strong
- A flexible 3-year prepay, giving the borrower future financial options
- A seamless refinance process, handled efficiently from start to finish
This loan didn’t just refinance their property—it positioned our client for future success by freeing up capital and improving long-term cash flow.
The Outcome
With the loan successfully funded, our borrowers now have both financial flexibility and peace of mind. They can focus on identifying their next profitable investment opportunity while knowing this property is secured with favorable terms.
Why a DSCR Loan in Crofton, MD?
Crofton offers a stable, growing rental market for investors, with strong demand for family-friendly townhomes and single-family rentals. Its proximity to major employment centers in Baltimore and Washington, D.C., makes it an attractive location for steady rental income and long-term appreciation.
Using a DSCR loan, our client qualified based on the property’s rental income rather than personal income, simplifying the refinance process and creating a strategy that aligns with their investment goals.
Why Investors Choose Rodeo Lending for DSCR Loans and more?
- Tailored Loan Programs: DSCR, bridge, and investment property financing solutions
- Speed and Reliability: Fast, accurate closings without hassle
- Investor-Centric Approach: Concierge-level service from start to finish
At Rodeo Lending, we go beyond funding—we provide solutions that enhance lives and transform properties.
Next Steps for Investors
With this Crofton refinance complete, our client is now positioned to pursue additional investments confidently. Whether you’re refinancing a single-family home or expanding your multi-family portfolio, Rodeo Lending provides the expertise and service to make it happen.
